チケットマスターでアカウントを作成し、舞台公演のチケット購入最終画面までいきましたが、
次のチェック項目について、意味がよくわかりません。
チェックは「Yes（推奨）」か「No」で必須ではないのですが、「Yes（推奨）」にチェックをした方がよいのでしょうか？
内容は以下の通りです。
Get reimbursed up to 100% with Event Ticket Insurance for an additional $7.00 per ticket
If you can't attend this event for any number of reasons, like covered illness, airline delays, traffic accidents and more, you'll be reimbursed for this purchase.
Event Ticket Protector is designed to protect your event ticket investment. Adding Event Ticket Protector to your ticket purchase helps give you greater peace of mind. Should you have to cancel your insured entertainment plans for a covered reason, you'll be reimbursed for 100% of your ticket price, including taxes and shipping. Coverage also includes parking and other event related items that have been added to your order.
Terms, conditions and exclusions apply. See full Coverage Details. This charge is in addition to the order total displayed above and will be billed separately by Allianz Global Assistance. You may cancel your event ticket insurance within 10 days of the purchase date and receive a full refund of insurance fees paid.
By clicking yes, you authorize Ticketmaster to send your name, address, and credit card information to Allianz Global Assistance, who will charge your card on the terms described above.
チケット代金に加えて、1枚につき$7.00払えば、病気や交通機関の遅れなどで公演に間に合わなかった場合、チケット代が100％返金されるということでしょうか？
また、購入経験のある方、「Yes（推奨）」をチェックする必要があるのかどうかも教えてください。
よろしくお願いします。
